In today’s world, smartphones have become an integral part of our lives, a gadget that enables us to work, learn, and stay connected. With numerous models available on the market, possessing a feature-rich smartphone has become increasingly important, especially for students and young professionals; however, budget constraints can sometimes pose a challenge. Fortunately, with easy EMI options, purchasing a smartphone has become more accessible, and you won’t have to worry about breaking your budget.
In this article, we’ll explore some of the best smartphones under ₹15,000 that you can buy on EMI, along with reasons to buy smartphones on EMI and essential tips for making a purchase.
Top Smartphones Under ₹15,000 on EMI
Here is a list of the top smartphones on EMI, with their features and an explanation of why they are the best ones:
- Samsung Galaxy M14 5G
- Storage: 128GB internal, up to 6GB RAM
- Performance: Exynos 1330 Octa-Core 2.4GHz processor, Android 13
- Battery Life: 6000mAh battery
- Display: 6.6-inch LCD, 1080×2408 resolution, Corning Gorilla Glass 5
- Camera: Rear camera 50MP + 2MP + 2MP, 13MP front
- Audio: 3.5mm headphone jack
Why choose it?
This is a powerful mobile on EMI, ideal for students taking online classes or young professionals who need to multitask, as it offers a long battery life.
- Moto G32
- Storage: 4GB RAM, 64GB (expandable up to 1TB)
- Performance: Qualcomm Snapdragon 680 processor
- Battery Life: 5000mAh battery with 33W TurboPower fast charging
- Display: 6.5-inch Full HD+
- Camera: 50MP + 8MP + 2MP triple camera system
- Audio: Stereo speakers with Dolby Atmos
Why choose it?
This Moto smartphone offers solid performance and audio, featuring stereo speakers and Dolby Atmos, making it ideal for video calls, online classes, and entertainment.
- Realme 11X 5G
- Storage: 6GB RAM, 128GB ROM (expandable up to 2TB)
- Battery Life: 5000mAh with 33W SUPERVOOC fast charging
- Display: 6.72-inch FHD+, 91.40% screen-to-body ratio
- Camera: 64MP AI rear camera, 8MP front
- Extras: Multiple sensors, including fingerprint and proximity
Why choose it?
The Realme 11X 5G is a high-performing and stylish smartphone on EMI, which is perfect for content creation and video making.
Why Buy a Smartphone on EMI?
Purchasing a mobile phone on EMI is one of the most preferred options. Here’s why:
- You can choose the plan that best suits your financial needs and pay in small instalments.
- Select a repayment period that suits your current situation.
- Many merchants even offer zero down payment options, so you won’t have to compromise on the purchase.
- With instant approval and quick processing, you can take the mobile on EMI without any hassle.
- It is not compulsory to have a credit card to purchase a mobile phone on EMI, as you can buy the same and choose an EMI plan by using your debit card as well.
Tips for Choosing the Right Mobile on EMI
Ensure to consider these essential tips when opting for the right phone on EMI:
- Consider a smartphone with advanced features and prioritise battery, storage, and camera specs based on your specific needs.
- Research your options and choose a plan that provides the best deals.
- Plan your monthly budget before choosing an easy EMI plan, ensuring it won’t cause you stress.
- Read all the terms and conditions carefully, paying close attention to any hidden charges and penalties.
Final Thoughts
Getting a mobile phone on EMI is a sensible choice, particularly for students or young professionals with a limited budget. Top trusted platforms, such as Bajaj Finserv, offer easy EMI plans on the best smartphones available at competitive prices. It even offers zero down payment, free home delivery and exciting deals and cashback offers.
So, explore your favourite brand’s smartphones and ensure to choose the right plan that fits your needs and budget.